Hurricane season has started, but this does not mean that we should sit back and let it wreak havoc on our homes. As a public claims adjuster in central Florida, we recommend that you take certain steps to protect your home and property from any hurricane damage. These are a few precautions you should take during hurricane season.
To know exactly what coverage you have, you should take the time to review your insurance policy before hurricane season even starts. By knowing this information, you can make any changes to your policy so that you have the coverage you need to truly protect your home, property, and belongings. The last thing you want to happen is to have damage that you assumed was covered, only to realize it was not truly covered later – when it is too late.
Boarding up your windows and large patio doors is one of the best ways to prevent the heavy winds from breaking the windows and causing damage to the interior areas of your home. Many people in Florida choose to install hurricane shutters over the windward side of their home to protect these surfaces during heavy storms. Hurricane shutters provide a sturdy barrier that prevents any wind gusts from damaging windows, doors, and other interior features of your home.
Storm surges can reach up to 20 feet, which may put your community at risk of flooding. To keep water out of your home, you should place sandbags along your door frame to close up any cracks in the door. Once water finds its ways to your door, it can be difficult to remove from your home. Instead, take the precaution by blocking the entrance with a wall of sandbags.
In the event of flooding, you want to trust that your valuables and documents should be protected. To keep them dry, you should have a waterproof safe inside your home. There are many different types and sizes to choose from, so you can meet all of your storage needs. Invest in a safe to keep all of your belongings dry and safe from everything from water and fire damage.
Some people lose their rooftops due to heavy winds. This can sometimes just blow your roof right off the top of the house if the gust of wind is strong enough. To prevent this from happening, consider installing straps on the top of your roof. Hurricane straps are designed to keep your roof tightly bound to your home during times of heavy storms.
In the event of water damage or fire damage, you should unplug all of your appliances before the storm comes. This can prevent any extra damage to the electrical components of your appliances, so you can rest assured that you will not also lose these appliances as damage. Anytime you want to mitigate further damage, you should always unplug electronics and appliances from the wall.
By taking these steps, you can hopefully protect your home from major hurricane damage during this time of year. If you happen to have damage from storms, water, fire, or hail, let our public claims adjuster in central Florida help with your claim.