Your roof is your home’s first line of defense against the elements. When you are protected against these elements, you will be able to keep your home safe from destruction, such as water damage, weather damage, and just simple heating and cooling problems. As a public insurance claims adjuster in Orlando, FL, we have seen many homes with damaged rooftops as a result of weather or water. When your roof is damaged, your insurance policy should kick in to provide coverage. These are some of the most common types of roof damage that should be covered by policies.
It is common for homes to lose a few shingles over time without even noticing it. When you notice lifted or damaged shingles, this is when you need to address the problem. Extreme weather, like heavy winds and rains, may lift these shingles from your roof, which can cause bare spots. If there are many bare spots on your roof, it destabilizes the roof and allow room for pests and water issues.
Many homeowners do not know about roof leaks until the issue has become worse. When your roof leaks, you may not see it until the roof leaks into the inside of your home or the attic space. However, by doing routine inspections with professionals, you may notice these issues sooner, saving you lots of money on repairs and replacements.
Metal flashing is also important to the function of your roof. Typically, it is built to withstand extreme weather and stay in great shape over time. However, you need to be concerned if you notice damaged or worn flashing on your roof. If the seal is broken on your roof flashing, water can seep into the internal structure of the roof and cause extreme water damage.
Shingled roofs have asphalt shingles that repel the sunshine from your roof, which also repels the heat from sinking into your roof. If you notice that your shingles lose their granules, it may lose these repelling qualities. This will show as bald patches on your roof, which indicate that you need to contact a professional to have your roof inspected and fixed.
The fascia boards hang over the edge of your roof and work to repel any water issues. When this board is damaged, it will create water issues on your roofline. It only takes one leak to begin the rotting process on the entire board, and this will cause problems that will persist until the water issue is fixed by a professional.
These are a few of the most common types of roof damage that most homes can stay protected against with the right insurance plan. If your roof was damaged from water or weather, you may want to get the advocacy you need to help you through the insurance claims process. Contact our public insurance claims adjuster in Orlando, FL to hear how we can help today.