Four Tips for Choosing the Right Public Claims Adjuster

Four Tips for Choosing the Right Public Claims Adjuster

A public insurance claims adjuster in Central Florida can maximize your policy's coverage and negotiate with your insurance carrier. They work tirelessly to get you the settlement you deserve according to your policy limitations. But just like with other professionals, public claims adjusters vary significantly in terms of experience and quality. Here are some tips for choosing the perfect public adjuster for your specific situation.

Look for a licensed professional

In nearly every state, public adjusters are required to have a license. Unfortunately, not all public adjusters are licensed, depending on your location. For that reason, the first thing you look for in a public adjuster must be verification of state licensing. Some adjusters will explain their lack of licensing by claiming to work under a firm's license or other individuals, which typically means they have not been individually credentialed and qualified.

Know the right questions to ask

You may only have to hire a public adjuster once in your lifetime, so most people have no idea of what questions to ask when looking for an adjuster. You should start by asking to see their state license. Once they provide proof of licensing, you should ask for references from claims they have personally handled in the last couple of years. Call their references and ask about their experience and whether they feel that the adjuster gave them the best result possible and answered all of their questions through the process. Next, ask about their contingency fee. Most adjusters work on contingency fees between 5 and 15% of the claim settlement amount. In some states, public adjuster fees are capped, but that may still lead to a big payday for the adjuster. Finally, be sure to ask about their training and education and whether they will be handling your claim personally or if they will pass the claim to another company or adjuster.

Look for an adjuster with an insurance agency background

Some of the best adjusters used to work for insurance companies. These adjusters have worked on both sides of the bargaining table, so they better understand the process from both points of view. This provides them a considerable advantage when negotiating with your insurance carrier. Insurance claims and policies can be confusing and complicated, so the more experience your public adjuster has, the better off you are.

Contact Ultra for help

Ultra is a team of three companies with nearly 40 years of experience managing property damage insurance claims working together to offer the client the best service in the industry from start to finish. We provide public adjusting services across the state of Florida. Few things are as time-consuming and stressful as filing a property damage claim after a catastrophe. Many property owners avoid insurance company negotiations just to avoid the stress. Hiring a public adjuster means you have a skilled and experienced negotiator to help you get the best settlement possible based on your policy limits.

Follow these tips for finding the best public insurance claims adjuster in Central Florida. Then, contact us today for a free consultation and let us help you.

To Top