Mold problems can be unsafe and dangerous. Any time you have plumbing or roof leaks, mold can grow quickly. In fact, mold can develop within a day, often before you even realize that your office or home has a leak. Mold can be challenging to see and pinpoint when and where the damage came from, so dealing with your insurer for mold issues can range from frustrating to nearly impossible. It is not always easy to prove that mold developed due to a specific event, but if you are trying to secure a maximum payout it is critical. If you have mold damage and need to file or resubmit a previously denied claim, make sure you handle communications with your insurance company properly. Let our public claims adjuster in central Florida help you submit your mold damage insurance claim successfully.
Mold damage is expensive to resolve and typically costs between $10,000 to $15, 000 dollars for proper remediation. Insurers are more likely to deny these claims due to the hefty price tag, even when the mold event is a covered problem. Many policies limit mold remediation to maximum payments between $1,000 and $10,000 dollars, so it is critical to understand your policy coverages. Insurers typically use the following excuses to deny mold damage claims:
Never be surprised when an insurer lies and claims that mold is not covered or does not exist. These tactics make it crucial to have an industry professional working for your property, health, and maximum settlement offer. Mold issues require proper remediation and a public adjuster will manage your claim and get you the most money possible to repair the problem.
It is essential for mold damage to be remediated quickly. If you experience a burst pipe, storm, or flood, it is best to have a remediation team handle the issue within 48 hours to dry out your property correctly. This is critical for slowing, containing, or preventing mold development. Follow these steps when you have mold damage on your property:
It can be time-consuming and stressful to deal with your insurer following a serious event that leads to mold damage. Many policies have specific language regarding mold claims, including coverage limits. Hiring a public adjuster will help assure proof that your mold damage results from a covered peril and did not exist prior to the loss of damage that occurred. Mold can cause serious health issues and requires adequate remediation. Call us today to have an expert on your side that is experienced in handling mold damage property loss claims regularly. We will work tirelessly to help make you and your property safe and whole!