Catastrophe Claims: What To Do in the Event of an Emergency

Catastrophe Claims: What To Do in the Event of an Emergency


When faced with a catastrophe or emergency, it is important to remember that insurance claims are your lifeline. The process can be difficult to navigate, but taking the right steps can help you mitigate your losses and get your life back on track. In this blog post, we’ll go over what to do in the event of an emergency and how an insurance loss adjuster can help. 


1. Contact Your Insurance Company ASAP

The first thing you should do in the event of an emergency is to contact your insurance company right away. This will help you to get the process started and ensure that you have the information you need to file a claim. Make sure you provide all necessary information such as the location of the damage, the cause of the damage, and any injuries that may have occurred. Your insurer will then assign an adjuster to your case who will help you navigate the claim process.

2. Assess the Damage

Once you have contacted your insurer, assess the damage. Take photos and gather any necessary documentation that will help you file a claim. It is important to document the damage and preserve any evidence that may be needed to support your claim. If the damage is extensive, consider hiring a professional restoration company to help you with the cleanup and repairs.

3. Secure Your Property

If your property has been damaged, take steps to secure it. This will help to prevent further damage and protect your property from theft or vandalism. Your insurance policy may cover the cost of securing your property, so check with your adjuster to see what is covered.

4. Don’t Sign Anything Until You Understand It

When dealing with insurance claims, it is important to read everything carefully and fully understand what you are signing before you sign it. If you are unsure about anything, don’t hesitate to ask questions or seek legal advice. Your insurance adjuster or agent should be able to explain any terms or conditions and answer any questions you may have.

5. Contact a Loss Adjuster

If you are feeling overwhelmed or need additional assistance with your claim, consider contacting a loss adjuster. A loss adjuster works on behalf of the policyholder to help them navigate the claims process and ensure that they receive a fair settlement. They have experience working with insurance companies and can help you maximize your claim.



Dealing with a catastrophe or emergency can be overwhelming, but it is important to stay calm and take the necessary steps to protect your property and file a claim. Contacting your insurer right away and assessing the damage are key steps in the process. Remember to secure your property and be cautious when signing anything. Finally, if you need additional assistance, consider contacting a loss adjuster. They can help you navigate the claims process and ensure that you receive a fair settlement. At Ultra Property Damage in Orlando, FL, our insurance loss adjusters in Orlando, FL are here to help. Contact us today for a free consultation.

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