Do You Have Hurricane Damage But Your Insurance Doesn’t Want To Cover It?

Do You Have Hurricane Damage But Your Insurance Doesn’t Want To Cover It?


Hurricane damage can be a massive financial burden for homeowners. Many people rely on their insurance to help cover the costs of repairs and recovery efforts. However, insurance companies can sometimes be difficult to work with, and they may not always want to cover the damage caused by the hurricane. In this blog post, we will discuss what you can do if your insurance doesn't want to cover your hurricane damage.


1. Understand Your Insurance Policy

The first step is to review your insurance policy and ensure that you understand what is and isn't covered. Insurance policies can be complicated and contain a lot of legal jargon, so it's essential to read everything carefully and ask your insurance provider any questions you might have. Knowing what your policy covers will give you an idea of what you can expect from your insurance provider and how to approach them when seeking coverage.

2. Speak to a Loss Adjuster 

If you're having trouble getting your insurance company to agree to cover your damage, it's a good idea to speak to a loss adjuster. A loss adjuster is a professional who can help you understand your claim and negotiate with the insurance company on your behalf. They can help you maximize your claim and ensure that you get a fair settlement. One such loss adjuster in Orlando, FL, is Ultra Property Damage. They offer a free consultation to help you understand your options and what you can expect from the insurance company.

3. Document Everything

When you're dealing with insurance claims, it's crucial to document everything. This includes taking photos of the damage, keeping receipts and invoices for any repairs or replacements, and logging all communication with your insurance company. Documentation will help you prove your case and give you evidence to support your claim.

4. Don't Give Up

Insurance companies often deny claims initially, so don't give up if your claim is initially denied. You have the right to appeal the decision and provide additional evidence to support your claim. Working with a loss adjuster can help you navigate the appeals process and negotiate with your insurance company to get the settlement you deserve.

5. Consider Legal Action

If you've tried all the above steps and are still not getting the coverage you deserve, you may want to consider legal action. It's essential to work with a lawyer who specializes in insurance law and can help you understand your rights and options. Going to court can be expensive and time-consuming, but if your insurance company is acting in bad faith, it may be your best option to get the coverage you're entitled to.



Dealing with insurance companies can be frustrating, especially when you're dealing with significant hurricane damage. However, it's essential to stay persistent and not give up on getting the coverage you deserve. Work with experts like the loss adjusters at Ultra Property Damage to help you negotiate with your insurance provider and document everything to support your claim. With a clear understanding of your insurance policy and the right support, you can get a fair settlement for your hurricane damage. If you're looking for a loss adjuster in Orlando, FL, contact Ultra Property Damage today for a free consultation.

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