Steps to Presenting Your Property Insurance Claim

Steps to Presenting Your Property Insurance Claim


If you are a property owner, you understand the value and importance of having a good insurance policy. Whether your property is commercial or residential, you must have an adequate insurance policy to protect yourself from unexpected damages. However, the process of presenting a property insurance claim can be quite daunting, especially after experiencing a traumatic event. In this blog post, we will guide you through the essential steps in presenting your property insurance claim, ensuring you get the compensation you deserve.


1. Document the damage

The first step in presenting your property insurance claim is to document everything carefully. Take pictures and videos of the damage as evidence to submit to your insurance provider. It is vital to have evidence of the damage since it will help you when negotiating with the insurance adjuster.

2. Contact your insurance company

Once you have documented the damage, it is time to contact your insurance company. You should provide your insurance company with ample information as possible regarding the damage and the circumstances leading to the damage. Failing to provide accurate and thorough information may result in your claim's denial or delay.

3. Hire a public claims adjuster

If you are not confident in your ability to negotiate with your insurance adjuster, you may want to consider enlisting the services of a public claims adjuster. A public adjuster can help you document the damage and negotiate with the insurance adjuster on your behalf, ensuring you get the maximum possible compensation.

4. Keep accurate records

It is essential to keep accurate records of all communication and correspondence with your insurance company and adjuster. Make sure to take detailed notes of every conversation you have, including the date, time, and the name of the person you spoke to. This information may come in handy, especially if you dispute your claim.

5. Don't give up

Finally, do not give up on your claim. Many property owners are denied or low-balled on their property insurance claims, but that does not mean that you should accept the insurance company's decision. If you believe you deserve a fair compensation amount that covers your losses, you have the right to dispute it with the insurance company or hire an attorney to lead legal proceedings.



Presenting a property insurance claim can be a complex and daunting process. However, by following the steps outlined in this blog post, you can maximize your chances of receiving the compensation you deserve. Remember to keep detailed records, hire a public claims adjuster if necessary, and don't give up on your claim, and you should be able to recover your losses from the insurance company. If you're in need of a public insurance claims adjuster in Orlando, Florida, contact Ultra Property Damage for a free consultation today!

To Top