What’s the Difference Between Vandalism and Intentional Loss?

Have you ever experienced vandalism or intentional loss to your property? It can be a frustrating and confusing experience. To make matters even more complicated, it can be difficult to determine the difference between vandalism and intentional loss. That’s why it is important to understand these nuances before filing a claim with an insurance company. Let's explore the differences between these two types of claims.

What is Vandalism?

Vandalism is typically defined as any malicious act that causes damage to someone else’s property. This type of claim usually involves damage done by another person intentionally, such as graffiti, broken windows, and other acts of destruction. In cases like this, a public adjuster may be able to help you recover costs for the damage caused by the vandal(s).

What is Intentional Loss?

Intentional loss occurs when an individual deliberately causes damage to their own property in order to receive an insurance payout. This type of claim is often fraudulent and can be difficult to prove without the help of experienced public adjusters who have seen these types of cases before. For instance, if someone was trying to make a false claim for a fire that was actually started on purpose, a public adjuster might investigate further in order to uncover evidence that could prevent them from receiving funds for the damages caused by their own actions.

It can be difficult telling apart vandalism from intentional loss in some cases. It's important to know what type of claim you are filing so that you can receive proper compensation for your losses. If you need assistance navigating through this process or need a public claims adjuster in Orlando, Florida, contact Ultra Property Damage today! We are here to help guide you through this process and ensure that any damages caused are properly handled and resolved in your favor.