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Things Your Insurance Company Doesn’t Want You to Know

  Insurance is supposed to be a safety net for you and your family during tough times, but unfortunately, insurance companies don't always act in your best interest. In fact, there are some things that your insurance company doesn't want you to know. These secrets may not only impact the amount of money you receive in a claim, but it may also affect your premium and overall satisfaction with the company itself.   The insurance adjusters are not...

Understanding Recoverable Depreciation on an Insurance Claim

  If you’ve ever had to file an insurance claim for property damage, then you understand how stressful and confusing it can be. There are many terms and concepts that are not familiar to most people, and one of these is recoverable depreciation. In this blog post, we’ll define recoverable depreciation, explain why it’s important, and walk you through the process of recovering it from your insurance company. If you’re in central Florida and need help with...

Home Insurance Claim: Can I Complete Repairs Myself?

  Dealing with a home insurance claim can be overwhelming, especially if you are not sure about the technicalities involved. One question that many homeowners have is whether they can complete home repairs themselves after filing an insurance claim. The answer to this question is not straightforward, and it depends on several factors. In this blog post, we will explore what you need to know about completing home repairs after a home insurance claim.   T...

What You Need to Know About Insurance Company Unfair Claims Settlement Practices

  Insurance companies are supposed to have your back when you experience property damage, but some of them don't always play fair. Sometimes, they may use unfair claims settlement practices to avoid paying out what you deserve after experiencing a loss. These tactics can leave you feeling frustrated and helpless. However, knowing what to look out for can help you avoid being taken advantage of and potentially even take legal action against your insurance company. In this bl...

Tips for Better Settlements When Resolving Insurance Claim Disputes

Insurance claims are an inevitable part of life, and it is the responsibility of your insurance provider to help you when the unexpected occurs. If you have ever experienced property damage or loss and proceeded to file a claim to your insurance company, you probably know how stressful the process can be, especially when disputes arise. Filing for a claim can be daunting, and dealing with claim disputes can be a frustrating and time-consuming journey. However, the good news is that th...

Understanding the Insurance Claim Process

As a homeowner, dealing with property damage can be a stressful and overwhelming experience. From water damage caused by burst pipes to fire damage, disasters can occur at any time and without warning. In such situations, filing an insurance claim is crucial to cover the costs of repairs and restoration. However, navigating the insurance claim process can be complex and confusing. It’s easy to get lost in the jargon and procedures, let alone trying to negotiate with in...

Insurance Policyholder Duties After a Loss

  Insurance policies are a safety net that helps you protect your valuable assets in the event of an unexpected loss. However, there are several post-loss duties that you, as a policyholder, must fulfill to ensure a smooth claims process. Making a claim can be a daunting experience, and not adhering to your duties as a policyholder can lead to delays, complications, or even a denied claim. In this blog post, we'll take a closer look at your policyholder duties after a loss....

Tips For Negotiating The Best Settlement With Any Insurance Company

  When an accident or natural disaster happens, filing an insurance claim can be a daunting task. After all, you want to get the best settlement possible to cover the cost of damages. Negotiating with an insurance company can be challenging, so you need to come prepared. In this blog post, we’ll provide you with tips for negotiating the best settlement with any insurance company.   Understand Your Policy Your insurance policy is essent...

Dealing With Roof Damage Insurance Claims And Inspections

As a homeowner, one of your biggest investments is your roof. It is an essential part of your house that protects you and your belongings from the elements. Unfortunately, harsh weather conditions, hail, strong winds, or other factors can lead to roof damage, which can be costly to repair or replace. It's crucial to know how to deal with roof damage insurance claims and roofing inspections to minimize the damage and protect your interests. In this blog post, we'll discuss some...

How to Adjust Homeowners Insurance to Match the Rising Home Values

  As housing markets across the country continue to see a surge in demand, more and more homeowners are finding themselves with properties that are now worth significantly more than they were when they purchased them. While this can be great news for those looking to make a profit on their investment, it can also create some complications when it comes to homeowners insurance. After all, many policies are priced based on a home's estimated value at the time of purchase, whi...