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Understanding Preferred Vendor Requirements in Insurance Claims

When filing an insurance claim, you may hear the term ‘preferred vendor’. It can be confusing to know what this means and if you are required to use a preferred vendor for your particular situation. In this blog post, we will explain the basics of preferred vendors and why they can be valuable for customers who need to file an insurance claim. What is a Preferred Vendor? A preferred vendor is an individual or business that has been approved by an insu...

Land Clearing Services After an Insurance Claim Pays

What is Land Clearing? Land clearing is the process of removing debris, trees, and other obstacles from land that has been damaged by natural disasters such as fires or floods, or from land that is being cleared for new construction projects. This is done for safety reasons, as well as to make way for new development or repurposing of existing property. It requires special equipment and expertise to ensure that all debris is properly removed and disposed of in accordance with loca...

What Are Additional Living Expenses (ALE)?

  When it comes to insurance claims, the term Additional Living Expenses (ALE) is an important one. ALE refers to expenses incurred due to having to leave your home for a period of time due to damage that makes it temporarily uninhabitable. Knowing about ALE and how it works can be invaluable when you are filing an insurance claim as a public adjuster in Orlando. Let’s take a look at what ALE is and how it works. What Are Additional Living Expenses?...

The Difference Between Coverage A, B, C & D

  When you’re trying to understand the different types of insurance coverage available to you, it can be challenging. It is important to know the different types of coverage that are offered for public claims adjuster in Orlando so that you can make sure you have the best coverage for your needs. Here is a breakdown of each type of coverage and what it covers.  Coverage A Coverage A refers to property damage caused by natural disasters o...

Deducing the Difference Between Deductibles

  A deductible is a set amount of money that you must pay each year before your insurance company will begin to pay for claims. Deductibles come in many shapes and sizes, but they all work in the same way. Understanding the different types of deductibles, how they work, and how they affect your policy can help you make an informed decision when it comes to selecting the right insurance policy for your needs. The Primary Types of Deductibles There a...

When to Report Property Damage to a Public Claims Adjuster

  Even the smallest amount of property damage can have major consequences. From mildew patches on your ceiling to water-stained walls, it is important to take note of any irregularities that may be occurring in your home and report them immediately to a public claims adjuster. Here are some common signs of property damage that you should keep an eye out for if you live in Central Florida. Stained Walls or Ceilings Water stains are often one of the ...

Insurance Policy Deductibles: A Primer

  When you purchase an insurance policy, the details can be confusing and the terminology is often difficult to understand. One of the most common questions people have is about deductibles. What are they? How do they work? Is it worth choosing a higher deductible for your policy? These are all valid questions, and understanding how insurance policy deductibles work can help you make more informed decisions when purchasing a policy. What is an Insurance Deduc...

What to Expect with Fire and Smoke Damage Claims

If you’ve been affected by a fire, you may find yourself facing the daunting task of filing a fire and smoke damage claim. Filing a claim can be intimidating, but it doesn’t have to be. Here is an overview of what to expect when filing a fire and smoke damage claim in the Orlando area.     The First Steps The first step to filing a successful claim is to contact your insurance company as soon as possible after the incident. Be sure to provide...

Protecting Your Home from Lightning Damage

Lightning storms are a common occurrence in Orlando, and they can cause serious damage to homes if precautions aren’t taken. Understanding how lightning works and how to protect your home from it is essential for keeping your family safe during a thunderstorm. Let’s take a look at the science behind lightning and some of the steps you can take to protect your home.    How Lightning Strikes  Lightning is essentially an electrical disch...

Lost Income Due to Property Damage

If your property has been damaged in the Orlando area, you may be eligible for compensation. Whether it's due to a natural disaster or an act of vandalism, property damage can have a huge financial impact on businesses and individuals. Understanding what type of compensation is available and how to file a claim is important if you want to get back lost income due to property damage.  Types of Compensation Available for Property Damage in Orlando When it ...