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Important Qualities of a Great Insurance Adjuster

Whether you are shopping around for an insurance adjuster for your claims, or you are looking to hire one for you company, it isn't as simple as picking the first one you come across. You need to speak to them and look at their resume. You have to give your interview with the intentions of looking for specific aspects. If you have a claim on your hands, you need to make sure that the insurance company gives you a fair cut. The wrong adjuster will settle for less to make a quick ...

Understanding Pre-existing Damage when Dealing with Property Claims

While insurance companies will most likely not cover pre-existing damage claims with their policies, it doesn't mean you can't get insurance. However, it isn't as simple as just accepting the policy given to you. There is a lot to understand about pre-existing damages when you are dealing with property claims. For starters, your insurance claim can be denied due to pre-existing damages. However, that doesn't mean there isn't a chance of only the claim dealing wit...

Why Mitigation is Necessary in the Property Insurance Claims Process

When a party making an insurance claim for a loss takes reasonable steps to stop further losses, this is known as mitigation. As a homeowner, you are required by the terms of your insurance to reduce losses following an occurrence when you file property claims in Orlando, FL. It's critical for homeowners to comprehend the concept of mitigation as it relates to their house insurance policy, their roles in the mitigation process, and the repercussions of failing to mitigate. What...

Ways to Spot Property Damage that May Seem Insignificant (But Isn't)

Property damage can be a nightmare, especially on an investment property. We know that property damage can cost thousands of dollars and drain resources. This is why we recommend you inspect any property you buy or lease. As an expert public insurance claims adjuster in central Florida, we understand how to properly inspect property for damage. However, it is important that homeowners do this from time to time to take notice of any damages that may seem insignificant, but truly are not. These...

How Insurance Policy Deductibles Work

Are you searching for homeowners’ insurance? If so, you might be curious about deductibles and how they work. Property, casualty, and health insurance products all have insurance deductibles. Simply put, they are out-of-pocket expenses you must fund before your insurance policy takes effect and begins to pay claims. It is like a business transaction. Here, you arrange to receive protection in exchange for paying the insurance deductible. That represents the risk you are willing to assum...

What You Should Know About

Most policyholders believe that having homeowners’ insurance provides them with full coverage and financial security if their property is damaged. Damage may include water, hurricane, fire, mold, cast iron pipe failure, etc. However, you should be aware that insurance companies typically take all reasonable measures to provide you with the least compensation possible when you file property claims in Orlando, FL. What Is Right to Repair? When you make a claim for a ...

Understanding Public Adjusters

A public adjuster is an insurance industry professional who can assist property owners in settling an insurance claim quickly. Hiring a public claims adjuster in Central Florida means a licensed insurance claims expert will represent you through your claim. A public adjuster does not work with the insurance company; they work for the insured and protect their best interests. As a result, a public adjuster gets the property owner the compensation they deserve. While your in...

Tips for Filing a Successful Roof Damage Claim

It's easy to take your roof for granted until a typhoon, fallen tree, or other disaster makes a mess of things. Then, if you detect any damage to your roof, you'll have to submit a homeowner's insurance claim to help lower your out-of-pocket expenses. Unfortunately, if you don't follow the proper steps when filing your roof claim, your insurer might underestimate or reject your claim! So here are some tips to get your roof claim right and receive a fair settlement to pay for y...

Mistakes to Avoid when filing Storm Damage Claims

Owning property in Florida has many benefits (hello, endless Summer). But with the bonus of warmth and water, we can also encounter more than our share of hurricanes and storms. Natural catastrophes can hit at any time—and when they do, you need to be ready to take the proper steps to mitigate storm damage and file an insurance claim for needed repairs. Here are some common errors made when filing claims for storm damage and how to avoid having your storm damage claim rejected...

Understanding Why Insurers Hire Claims Adjusters

If you have ever made a claim on your home insurance due to a hurricane or plumbing disaster, you've likely been in contact with a claims adjuster. Claims adjusters are employed by your insurer, but you may be curious about their role in the loss claims process. And why do insurers employ them? Let's take a look: Kinds of Claims Adjusters First, there are three kinds of field insurance loss adjusters, each with a different license type. Independent Adju...