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What is Limited Water Damage Coverage?
When it comes to home insurance, understanding the fine print can make all the difference. While most homeowner’s policies include some level of water damage...
What is Ordinance or Law Coverage and Should I Have It?
If you've ever looked into purchasing insurance for your home or business, you may have seen something called "Ordinance or Law Coverage" listed on the policy. This...
Mitigation: The First Step towards Home Recovery After Disaster
When disaster strikes your home, it can be a difficult and overwhelming experience. It is important to have a plan of action in place to ensure that your home is...
Understanding how sub limits in policy’s work
When filing an insurance claim, understanding the details of your policy is essential. One of the most important elements of an insurance policy is its sub limits...
What’s the Difference Between Vandalism and Intentional Loss?
Have you ever experienced vandalism or intentional loss to your property? It can be a frustrating and confusing experience. To make matters even more complicated...
What is Right to Repair and How Does it Work?
It’s no secret that getting a policy for property damage can be complicated, especially if you’re trying to figure out what rights you have as a consumer. One of...
Pre-existing Damage and Your Insurance Claim
You just bought a new home and are in the process of finalizing your homeowners insurance. Part of the process is declaring any pre-existing damage to your home so...
Understanding Preferred Vendor Requirements in Insurance Claims
When filing an insurance claim, you may hear the term ‘preferred vendor’. It can be confusing to know what this means and if you are required to use a preferred...
Land Clearing Services After an Insurance Claim Pays
What is Land Clearing? Land clearing is the process of removing debris, trees, and other obstacles from land that has been damaged by natural disasters such as...
What Are Additional Living Expenses (ALE)?
When it comes to insurance claims, the term Additional Living Expenses (ALE) is an important one. ALE refers to expenses incurred due to having to leave your home...
